First time home buyer programs in Pennsylvania

(888) 397-3742


Don't close or payoff any credit cards, installment loans or any other credit obligation unless advised by the loan officer. Credit scoring take into consideration available credit, the number of open accounts, the age of the accounts and other factors. When you close out accounts, you may actually lower your credit score, and you don't want that....

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Date: 2018-03-28 17:49:19

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PNC HOME HQ - Home Equity Line of Credit

Home Equity Line of Credit

Easy access to your home's equity.

If you're looking for a flexible way to use your home equity, you should look into a Home Equity Line of Credit (HELOC). With a HELOC you can access your home's equity whenever and however you want.


Key Features and Benefits

Flexibility:  Lock in a fixed rate on all or any part of the variable rate balance1

Accessibility:  Access...

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5 Tips for Smart Refinance Rate Shoppers - RefiAdvisor

Mortgage Blog > How To Guide > 5 Tips for Smart Refinance Rate Shoppers

March 8, 2013

by Robert Regehr

Are you in the market for refinancing your home mortgage? If so, you've probably been told by friends and family to shop around for the best refinance rates. The problem with refinance rate shopping is that most people do more harm than good. Here are five tips to help you get the lowest...

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Reverse mortgage - Wikipedia

A reverse mortgage is a type of home loan for older homeowners that requires no monthly mortgage payments. Borrowers are still responsible for property taxes and homeowner's insurance . Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home. Because there are no required mortgage...

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Date: 2018-03-27 02:41:42

Using Equity to Buy Another House - Which Mortgage Canada

If you have equity in one or more of your properties which you would like to take out and put into good use such as investing (using equity to buy another house), paying down debts, renovating, using home equity to buy a second home,�or to fund personal objectives, there are several strategies that you can use to access those funds.

There is no right or wrong way, and choosing an approach will...

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What is the current refinance mortgage rates -

If you are refinancing your mortgage for a 30 year fixed rate you can expect a rate of about 4.250% and if you are refinancing your mortgage for a 15 year fixed rate you can expect a rate of about 3.375%. Of course, this will vary with credit rating, current mortgage standing, etc.

9 people found this useful

Neila Rockson

Solving the world's problems . . . one answer at a time.

Should you...

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Bank of America - Online Banks Guide | Bank Locations

Bank of America Mortgage

Bank of America offers a wide range of mortgage and home loan products along with the rates that can be customized with just a phone call. BOA's online services allow you to go through the simple procedure of prequalification and obtain the approval for your loan amount. Once you prequalify successfully, you are offered a choice of mortgage programs and attractive rates....

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Date: 2015-10-21 13:08:36

Debt to Income Ratio Calculator - Mortgage DTI Ratios

Debt to Income Ratio's

Debt to Income Ratio Calculator

Debt to Income Ratio / DTI Calculator - What are your mortgage Debt to Income Ratios? - Calculate your Debt to income ratios or DTI used by mortgage lenders to determine your maximum loan amount. There are two main debt to income ratio forumlas; a) front-end DTI - which is your housing expense /...

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Mortgage Prequalification Calculator : Do you Prequalify ...

  Reply »  

Jane 07, Mar, 2010

I have no mortgage on my property. I'm interested in getting a cash-out refinance or a home equity loan, and I'd like to know how much money will I be able to borrow, will the calculator work for that purpose, or do they have a different standard? Thanks

  Reply »  

trucabe 10, Sep, 2008

Excellent tool and excellent responses to the other "tools" below! ...

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Using overdraft facility for short-term financing ...

Business Standard

Using overdraft facility for short-term financing

Overdraft facility, not many people are aware of this facility from banks against their assets to finance short term needs

Last Updated at July 9, 2013 11:44 IST

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Five ways of investing in yourself...

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Related topics : bank home loan interest rates calculator / bank home loan interest rate / current home loan interest rates / new home loan interest rate / union home loan interest rate

The 401k Loan: How to Borrow Money From Your Retirement ...

The 401k Loan May Have Benefits, but it Isn't Without Pitfalls

Roughly 75% of 401k plans have a loan provision. This is good news for participants who find themselves in a bind and need quick access to some cash, but it also potentially puts a lot of retirement nest eggs at risk. In fact, about 30% of employees who have the ability to take a loan from their 401k plan have done so and currently...

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Mortgage - Home Equity - Frequently Asked Questions ...

How can I start my application?

Get started through any of these convenient ways:

Connect with your home mortgage consultant by phone or contact us online.

Request a personal consultation to have your home mortgage consultant contact you.

Does Wells Fargo require a property inspection?

No, but if you're buying a home, it's highly recommended that you obtain a property inspection and make your...

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Police and Fire Federal Credit Union - Philadelphia, PA

Police and Fire Federal Credit Union

Center City Philadelphia - Main Office

Center City Philadelphia - Main Office:

901 Arch Street

Hours Phone Map


Police and Fire Federal Credit Union has been open since 1938. It's the 2nd largest credit union in Pennsylvania with assets totaling $4.92 Billion and providing banking services to more than 279,000 members.

Membership: The credit union is a...

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Related topics : credit union home loan rates / credit union mortgage rates / credit union home loans / home loan pre approval calculator / mortgage payment loan calculator

Buying your first home | National Bank

A big step

Want to make it happen? Check out our guide!

Buying your first home is an exciting step that requires a lot of thought and planning. Ready to go for it? We have expert advice and provide personalized service to help you each step of the way.

There's no place like home.

- Dorothy Gale

6 steps before you buy

1 - Work out how much you can afford

First and foremost, you need to have a�...

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Date: 2016-07-26 02:11:48

Related topics : home insurance loan / home mortgage loans for first time buyers / new home mortgage loan / first mortgage home loan / calculator home loan mortgage

How Do I Buy a House? The Loan Process Explained - ZING ...

First Time Home Buyers Home Buying

So you've decided you'd like to buy a home, and you've looked around at different houses, but the question is - where do you begin, and how do you get a loan?

If you're buying for the first time , the loan process can be confusing and unfamiliar. Many questions might arise: Is my credit score high enough to qualify for a loan? How long does it take? Where do I...

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What is a Reverse Mortgage | Do You Dave Ramsey?

Mortgage Insurance Premium - One� Time Fee: 2% of home value at initiation

Mortgage Insurance Premium - Annual Fee: 1.5% annually of outstanding loan amount

Also layered into the requirements for Reverse Mortgages is the provision that you must first repay any outstanding traditional mortgages with the initial proceeds from your Reverse Mortgage.� The effect is that you are refinancing your...

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Home Loans - Flagstar Bank - Banks in Michigan, Personal ...

A mortgage expert will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

1Rate as of 3/29/2018 10:06 AM ET. The APR (Annual Percentage Rate) calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value...

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Mortgage Marvel: Mortgage Calculator Options, Mortgage ...

Mortgage Marvel makes the task of finding the best rates on mortgages accurate and easy. Mortgage Marvel, the industry's premier mortgage rate origination tool, is a one-stop hub for everything consumers need to make home mortgage shopping a breeze. Not only does Mortgage Marvel have the exclusive technology to provide mortgage seekers with accurate and up-to-the minute mortgage rates, we have...

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Motorcycle Loan Calculator - Motorcycle Financing Guide

Powered by

How to Use The Calculator

Motorcycle Price: This is the total amount of money you will finance with your bike purchase. It should include the cost of the bike including accessories, extended warranty and other add-ons. It should not include taxes.

Down Payment:�If you have cash to put down with your purchase, it goes in this cell. This should not include money...

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Related topics : bank home loan interest rates calculator / low home loan interest rates banks / low home loan interest rate / bank home loan interest rate / cash out interest rates

FHA Streamline Refinance - PennyMac Loan Services

Get a report on the estimated value of your home that provides two estimated market values from leading providers.

Why an FHA Streamline Loan?

An FHA Streamline is a great way to take advantage of historically low interest rates and lower your monthly payment because the process is simpler than what is required by most refinance programs.*Unlike a conventional refinance, an FHA streamline...

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PennyMac Loan Services - National Home Mortgage Lender

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About PennyMac Loan Services

As a top direct national mortgage lender, PennyMac is committed to providing our customers with a range of innovative solutions to help them purchase, refinance or simply remain in their homes. Whether they're first-time buyers who are new to the loan process or someone who is specifically seeking a competitive Conventional , FHA or VA loan , PennyMac is...

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Date: 2018-03-28 16:35:36

Down Payment Assistance for First time buyers – FHA

Learn More

Our team of mortgage originators knows how to work with a wide range of Down Payment Assistance programs nationwide to help our qualified borrowers in purchasing their new home. Some down payment programs have income restrictions and/or purchase price restrictions. No matter what the case is, our origination team can help you work through the qualifying process.

If you meet the income...

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What is a Good Debt to Income Ratio? - Money Smart Life

A common question amongst potential home buyers is what a good debt to income ratio for the loan underwriting process. As important as this question is for home buyers (or those looking to refinance their loans) it isn't just for this group of people. Everyone should know what a good debt to income ratio is for their personal finances.

What is Debt to Income Ratio?

To understand what a good debt...

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Bi-weekly Car Loan Calculator: Calculate Biweekly Vehicle ...

Interest Due With Monthly Payments:

Interest Paid With Biweekly Payments:

Bi-weekly Auto Loan Interest Savings:

Auto Loan Rates

Take advantage of low interest rates to lock in savings today.

Saving Money With Biweekly Payments

If you are looking to save money on your mortgage or other large loan, there is one simple change you can make that could save you tens of thousands of in interest...

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French mortgage calculator - France Home Finance

Estimated cash needed to close


Cash needed to close is an estimated figure that incorporates your down payment; notaire, legal, bank & broker fees.

Important Notes: This calculator is for guidance only. It does not constitute an offer and does not take into account your personal eligibility for a...

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Date: 2018-03-30 12:37:47

Related topics : interest only mortgage loan repayment calculator / mortgage loan interest rate calculator / bank home loan interest rates calculator / mortgage loan interest rates / mortgage interest only loan calculator

State Employees' Credit Union - Special Mortgage Programs

The Credit Union offers financing for homes that fall under the jurisdiction of either the NC Historic Preservation Society or a local Historic Preservation Board under our 5-year ARM program or our 10 and 15-year fixed rate mortgage programs.

Maximum loan-to-value of 70%

Maximum loan amount of $400,000

Mortgage Credit Certificates

Mortgage Credit Certificates (MCC) are issued through the NC...

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How your credit score affects your mortgage rate

Without a high credit score, you won't qualify for the best mortgage rates available, which could mean you'll end up paying more money over the term of your mortgage. Even with rates at historic lows right now, the difference between 3.5% and 3.75% can add up, especially if you're applying for a 30-year fixed-rate mortgage.

Along with a low�debt-to-income ratio�and a strong financial history,...

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FHA Loan Requirements for 2018 ~ FHA Minimum Credit Score ...

March 29, 2018

FHA loan�to buy a house or refinance .

The FHA program was created as part of the National Housing Act on June 28, 1934. FHA was created to help stimulate the housing market making loans more accessible and more affordable. The FHA program was created as a result of The Great Depression to help anyone including families, the elderly, people on disability and lower-income...

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Reverse Mortgage Rates | Current 2017 Interest Rates



*These rates reflect post 10/2/17 program changes. Rates for loans with case numbers assigned prior to 10/2/17 may vary from those reflected above.

Current lending limits are $679,650 in all areas of the US for the remainder of 2018. Call 888-888-4834 for details.

Rates and Fees are subject to change without notice. These rates are for comparison purposes only. This is not an offer or...

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12 ways to get the lowest mortgage refinance rates -

12 ways to get the lowest mortgage refinance rates

Nov 01, 2016

Michele Lerner ��

If you're considering refinancing your mortgage, you are likely eager to find the lowest mortgage refinance rates .

But before you start shopping around for the lowest rates, experts say you should establish your objectives and prepare your finances to improve your chances of qualifying for the lowest...

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Legal Fees Calculator & Stamp Duty Malaysia 2018 ...

Legal Fees & Stamp Duty Calculation 2018 When Buying A House In Malaysia

Purchasing and hunting for a house can be exciting and stressful experience. For certain people buying a house is a major milestone that tops many people's lifetime to do lists.

To know how much down payment, lawyer fees and stamp duty needed are so important. Lots of people can have meltdown and overwhelm with the home loan...

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Related topics : home loan processing fee calculator / home loan processing fee / home purchase loan process / home loan fees / purchase home loan rates

How to Get a Car Loan - 6 Steps to Auto Loan ... -

When you are looking to buy a vehicle, the first thing you should do is apply for a preapproved loan. The loan process can seem daunting, but it's easier than you think. Here are five steps for getting a car loan.

1. Check Your Credit

Before you shop for a loan, check your credit report. The better your credit, the cheaper it is to borrow money. With a higher credit score, you may be entitled to...

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Physician Mortgage Loans | Fifth Third Bank

Notices & Disclosures

* After the ARM period, it is possible that the borrower's payment may increase substantially over the remaining term of the loan.

New Doctor Loan Program is ideal for licensed Interns, Residents or Fellows in medical residency or scheduled to begin residency within 90 days of closing on a new home, or who have completed residency within the last 12 months and have started...

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Date: 2018-03-29 13:34:44

Related topics : home mortgage loan company / new construction home loans down payment / mortgage payment loan calculator / home loan mortgage disclosure act / new home mortgage loan

Investment Property Loan. Best investment ... - HSBC Australia

4. Property inspections and legal advice

Property inspections

Buying an investment property is a considerable investment so it pays to do your research. After all, you don't want to find out from your tenants that your new investment is full of white ants or a wall is about to collapse.

A building inspection covers the condition of the building and identifies any potential problems, including...

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Bankers Foreclosures - Property Realtors : Homes Properties

Bankers Foreclosures will help you through the entire foreclosure purchasing process. As an REO Industry Leader dedicated to the detail and expertise of Managing, Marketing & Selling REO , we will make your buying smooth and enjoyable experience.

Bank Foreclosures in Southern Florida Hold Significant Rewards for Buyers and Investors

The pervasive bank foreclosures in Southern Florida captured the...

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Refinancing tips for your mortgage loan | Envoy Mortgage

So you want to refinance, but mortgage rates are rising. Don't worry -- you haven't missed the boat on your refi opportunity. Mortgage rates are still historically low, and they aren't expected to exceed 5% in 2017, according to many economists and mortgage analysts.

Here are eight tips to help you successfully refinance your mortgage as rates rise.

1. Make your move fast

Even though rates aren't...

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Buying a home? 15 ways to shop for the lowest mortgage rates

When purchasing a home, shopping for the lowest mortgage rates is an essential strategy that can save you thousands of dollars over the life of the loan.

For the best results, shop with a plan. Do enough upfront research to have an idea of what you want, then see who can get it for you.

Here are some strategies to shop for, and qualify for, the best mortgage rates:

No. 1:�Establish a...

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REPLACE YOUR MORTGAGE - Speed Equity Mortgage Acceleration ...

Using the Speed Equity® Mortgage Acceleration System


NOTE: These are AVERAGE savings. Individual results will vary and are not guaranteed.

CLIENT SAVED = 22-years + $80,000 ... READ NOW

I first came across the concept of mortgage acceleration payoff on YouTube through a series of videos from The video's prompted me to research the strategy more...

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Tips for First-time Homebuyers - Bank of America

Explore these tips for first-time homebuyers

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Date: 2018-03-26 18:07:18
Website:’s guide on how to buy a property in Malaysia

Home > News & Articles > Investment >'s guide on how to buy a property in Malaysia's guide on how to buy a property in Malaysia

Posted on

 | 96662 views |  Topic : Investment , News & Articles , Property News .

Buying a property can be a daunting experience, be it for first-timers or even for second-timers. For those who are unsure of the various steps...

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Related topics : cash out loans investment property / bank home loan interest rates calculator / cash out loan on rental property / loan officer first time home buyer / bank home loan interest rates malaysia

Pacific Cascade Federal Credit Union | Loans Eugene ...

Pacific Cascade Federal Credit Union is a federally chartered credit union serving people who live, work, worship or go to school in Lane County, Oregon, and their families. PCFCU has three locations in...

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Related topics : home equity loan credit union / credit union home loan rates / credit union home loans / equity home loan mortgage rate / mortgage calculator home equity loan

Use your home's equity to take cash out -

Use your home's equity to take cash out

When would you want to take cash out?

Consolidate debt.

You can use your refinance as an opportunity to consolidate debt. This may allow you to lower the amount you're paying on your total monthly bills, because the interest rate on your mortgage is probably going to be lower than the rate you're getting on your credit cards or the other types of bank...

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What’s Deductible or Not? – Property Tax Specialists

What's Deductible or Not?

What's Deductible & What's�not ... for Property Investors?

Below is a list of items which you can claimed as a deduction against rental income for this year. Further below is a list of items which are not deductible, usually questioned by ATO or deductible over a number of years. I trust this will help you compile your information and make it easier to�prepare your...

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Related topics : are refinancing fees deductible on rental property / investment property loans calculator / refinancing expenses tax deductible / home loan interest calculator per year / home loan investment bank

Texas Investment Property Loans, Rental Property Mortgages

Most types of 1-4 unit stick built homes, condominiums,

townhouses, and modular properties.

First United Bank may be able to finance up to 10

properties per borrower (conditions may apply - call

for details).

Properties with more than 5 units will likely require

a commercial loan.

Contact Us

Get Prequalified

Interested in buying a home but aren't sure you will qualify for the mortgage? Find out...

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Home - Greater Kentucky Credit Union, Inc.

Greater Kentucky Credit Union?

With deals like these, it's easy to find the ride you want without breaking the bank! We're always updating our listing, so click here and stay up to date on our recovered vehicles !

Have a question about a vehicle? Give us a call at (859)...

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Date: 2018-03-30 06:58:57

Related topics : credit union home loans / refinance car loan credit union / union home loan calculator / refinance loan calculator auto / auto refinance credit union

Transcend Credit Union - Louisville, KY

Transcend Credit Union - Wyman Main Office Reviews

Write a review of this Transcend Credit Union location.

Wyman Main Office

3740 Bardstown Road Louisville, Kentucky

Have you used this location's services?

Would you recommend this Transcend CU Wyman Main Office location? Complaint or compliment? Leave a review and share your experience. Reviews can help others when choosing a credit union.


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Pre EMI and Full EMI? - LoanKuber | Easy Mortgage Loans

Pre emi or full emi?

EMI stands for equated monthly instalment and have to be paid by a borrower to repay his loan that he has borrowed from a bank or a financial institution. You can repay your loan amount by following two methods of Pre EMI and Full-Emi. Let us look at each option in detail and study the merits/demerits associated with each option -

Pre Emi - Pre emi is the interest component of the loan amount disbursed that you pay until full disbursal is done. For a under construction home, you will pay interest component of your loan until construction is complete. Your emi payments will start...

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Related topics : pre emi home loan calculator / bank home loan emi calculator / emi home loan calculator / emi home loan / interest only mortgage loan repayment calculator

Compare The Best Loans At MoneySuperMarket

Loans jargon buster


We compare loans that can be paid back over terms of between 1 and 25 years. The APR interest rate you'll be charged depends on your personal circumstances, and will be between 3.2% and 99.9%

This is a representative example of what it may cost:...

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Debt Consolidation Loans -

Understand the pros and cons of each debt consolidation loan option.

Review the requirements for obtaining debt consolidation loans.

Examine when debt settlement or credit counseloing may be a better option than another loan.



What is the Best Kind of Debt Consolidation Loan?

If you are having problems managing multiple bills, a debt consolidation loan may be a good solution for...

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Types of mortgages - Credit Card, Mortgage, Banking, Auto

Find a Home Lending Advisor to find a Chase Mortgage Banker

You can save thousands in interest over the life of your loan by choosing a 15-year term over a 30-year term. Your monthly payment, though, will be higher. Use our  30-year versus 15-year mortgage calculator  to compare the two terms and see which makes the most sense for you.

Real-Life Examples

Choosing a fixed-rate mortgage:

Jack and...

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