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VA Loan Closing Costs and Rate Information for Veteran ...
Does running my credit affect my score?
There has been a great deal of debate on this subject. Having a long history of many pulls for various types of credit can lower your score, but over a short period a few pulls for one type of purchase (such as an auto loan or mortgage) should not significantly affect your score. Pulling your own credit does not have an impact on your score.
What does a...
New Jersey VA Home Loan purchase - VAMortgageCenter
New Jersey Veterans with less than perfect credit are more likely to qualify for a VA Loan than a conventional loan. In addition, the VA offers extra benefits for disabled veterans.
VA Loans also provide New Jersey Veterans with the following built-in protection:
New home builders must offer purchasers a one-year warranty that the home meets all VA plans and specifications
In cases of new...
VA Loan - Purchase and Refinance Questions and Answers
Call 1-800-405-6682 to get started!
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Why a VA Loan? | VA vs Conventional | Get Pre-Qualified | VA Condo Loans | About Us | Customer Stories
Your VA Loan Questions Answered
A home is more than a financial asset, but a place to live and raise children; it's a plan for the...
VA Loan vs Conventional Loan - See the Advantages a VA ...
Conventional vs VA Loan
See the unique advantages of a VA Loan
As a result of changes to the mortgage industry, options for a conventional loan with $0 Down have evaporated and a VA Loan is one of the only $0 Down home loan options.
Some people believe a VA Loan involves red tape and is more work. But the VAMortgageCenter specializes in VA Loans and has streamlined the process to save you time....
Getting a Second VA Loan - VA Home Loans from VAMortgageCenter
We are not a Government agency. No obligation. It takes 2 minutes.
But if I used my entitlement, how can I use my VA loan benefit again?
One of great parts of the VA home loan program is that eligible service members have the benefit for life. Even if a veteran has used most or all of their entitlement to purchase a home, that entitlement can be fully restored once the loan is repaid in full....
VA Loan Pre- Approval Help from the VA Loans Specialists ...
More on the VA Loan Pre-Approval Process
The process of getting pre-approved for a VA home loan includes:
Get started by filling out our secure online form or by calling one of our VA Specialists at 800-405-6682.
We help you get a Certificate of Eligibility. Before you do anything else we need to make sure that you are eligible for the VA Home Loan Guarantee Program. The Automated Certificate...
Beneficial Questions and Answers on the Basics of the VA ...
What is the letter I have to give to my realtor?
Most of the time, the realtor will want your pre-approval letter to show that you have been pre-approved for a home loan and for how much. This is a better bargaining chip with the seller because it shows you are a serious buyer and have already pursued financing.
How long is the process for getting a home loan?
Many factors go into the timing of the process. To be safe, you should allow at least 30 days from contract to closing. However, it is possible to close much sooner depending on the circumstances. With the help of our Home Loan Specialists, the process is quick and easy!
How soon should I apply for...
VA Home Loans from VAMortgageCenter
Questions? Call 1-800-405-6682 Shanna Serio, Home Loan Consultant. NMLS# 848488
Why More Families Choose VAMortgageCenter
"You were there for me every step of the way."
Over 500,000 military families have come to us to use their VA Loan Benefits. See how we can help you.
We Specialize in VA Loans
At VAMortgageCenter we pride ourselves on being different from other service providers. We specialize...
VA Appraisals, Fees and Potential Issues with the VA Loan ...
Are VA appraisers harder on appraisals than conventional appraisers?
Not necessarily. VA appraisers are trained and approved by the VA to represent the best interest of the home buyer and Department of Veterans Affairs. They will give you a true value of the home based on comparable listings in the area. In order to protect you as the buyer, the VA does require that the appraiser specifically...
VA Loan Eligibility - Meeting Lender Requirements
VA Loan Eligibility Considerations
Certificate of Eligibility
The certificate of eligibility is a formal document that assures mortgage lenders that the homebuyer meets the basic service requirements. Many times, homebuyers hear that they must have a Certificate of Eligibility (COE) before applying for their loan, which isn't true.
The COE can be acquired by your VA-approved lender, like VA...