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No Credit Check Home Loans - Home Loan Experts
No Credit Check Home Loans
These don't exist so what's the alternative?
Can you avoid a credit check and still get a home loan?
The short answer is no: all lenders do a credit check on every home loan application.
However, there are other options available if you have a less than perfect credit record.
If every lender does a credit check, what can I do?
You can still find great deals with a bad...
Land Equity Construction Loan | How Does It Work?
Sorry my mistake, yes if your land if unencumbered (no loan) then yes we can assist with this. It's still an exception to lending policy but it's likely we can help.
I own land worth approx $600,000. I'm looking to build 2 townhouses with the build costing approx $700,000 (for both townhouses). Therefore, I'm looking to borrow $700,000 as a construction loan for 1 year while the build...
No Deposit Home Loans & Mortgages: How To Borrow 100%
Guarantor loans just work!
As you can see, there are several ways to buy a home with no deposit.
However, when we assess someone's situation, time and time again we get the best results with just one of these no deposit solutions.
Buying a property with your parents guaranteeing your loan just works!
The other options have strict approval criteria which most people cannot meet.
On top of that,...
Buying Off The Plan | How To Get A Mortgage
Warehouses near the inner-city are often redeveloped into trendy residential apartments. Find out how to qualify for a mortgage & get a low rate home loan!
By when the repayments for off the plan loan gets started? I've already signed the loan docs for a loan application in Westpac however the title is yet to be registered and the registration is expected to be completed only after a couple...
What Can Affect Your Borrowing Power? - Home Loan Experts
Improve My Borrowing Power
Get the loan amount you need to buy your dream home
Your borrowing power and borrowing capacity will depend on your income, family size, location, current debts, type of loan and the lender that you choose.
There are a number of things that you can do that will increase borrowing power.
Should you cancel your credit cards?
If you have unused credit cards, it's best to...
Home Loan With Defaults: Paid Or Unpaid Default Mortgages
You can get approved for a home loan even if you have several defaults on your credit file.
The types of defaults that you have, how old they are, if they're paid, the total number and the dollar value of the defaults are all taken into account by our lenders.
Less than $500 in paid defaults: You can borrow up to 95% of the property value.
Less than $1,000 in paid defaults: You can borrow up to...
Lenders Mortgage Insurance: Can I get a discount?
Lenders Mortgage Insurance
What is Lenders Mortgage Insurance (LMI)?
Lenders Mortgage Insurance ( LMI ) is insurance that protects the lender in the event that you default on your home loan.
It's only applicable if your home loan poses a high risk to the bank which is typically when you're borrowing more than 80% of the purchase price. Can you avoid this cost?
Our popular articles on Lenders...
First Home Owners Grant Guide - Home Loan Experts
NT First Home Owners Grant Application Form
Please note that we try our best to keep the forms up to date however we highly recommend that you only use the provided for reference and refer to your Office of State Revenue's website for all up to date applications.
Filling in the application form
Please call us on 1300 889 743 or enquire online for a current copy of the application form for your...
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