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4 selected articles
1026.37—Content of disclosures for certain mortgage ...
Section 1026.37--Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
1. Disclosures not applicable. The disclosures required by за1026.37 are required to reflect the terms of the legal obligation between the parties, and if any information necessary for an accurate disclosure is unknown to the creditor, the creditor shall make the disclosure in good...
Date: 2018-03-30 13:56:58
Home Improvement | Bankers Online
Primary Loan Refi + Construction Perm-ROR Apply?
Does this scenario require a three day right of rescission? Borrower currently has a mortgage elsewhere on their primary dwelling. They want to refinance that loan while simultaneously securing a construction-perm loan with us for an addition to the home. Is it subject due to the cash out, refi component or exempt due to the...
Date: 2018-03-30 07:58:27
Right of Rescission | Bankers Online
ROR Apply to Agriculture 1st Mtg. Land Purchase?
Does ROR apply to an Agriculture 1st Mortgage land purchase loan when taking a 2nd mortgage equity lien on the borrower's residence? Borrowers are not full-time farmers and the loan is made to them individually (not a corporation or "business").
Disbursed Funds Before 3 day Right to Cancel
We have accidentally disbursed funds...
Date: 2018-03-30 05:06:38
Cash Out Refi Purchase 2nd Home-HMDA Location ...
We did cash out refinance on a customers primary home. The cash out was used to purchase a second home. I know this is HMDA reportable. I am thinking that a purchase trumps the refinance for HMDA. What I am not...
Date: 2018-03-30 06:13:59