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Quicken Loans Rocket Mortgage Approves Loans in 8 ... - Money

You Can Now Be Approved for a Mortgage in 8 Minutes

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December 1, 2015

Ever hear of an eight-minute workout? How about an eight-minute mortgage?

Quicken Loans, the third-largest mortgage lender by marketshare , launched a new website called "Rocket Mortgage" last week that allows users to refinance or purchase a home in as little as eight minutes.

The service cuts out...

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When It Makes Sense to Refinance Your Mortgage | Money

Q: Should I refinance my mortgage? I can drop my current rate by half a point.

A: Mortgage rates, though still close to the 19-month low set in mid-January, have recently started inching up. The national average for a 30-year fixed mortgage was 3.9% as of Feb. 11, according to Bankrate. That's up from 3.8% the week before, but well below the 5%-plus rates of 2011.

So if you're a homeowner with...

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Does a home loan with no down payment and decent ... - TIME

No money down, better rates than an FHA loan, and the ability to finance closing costs. It may sound too good to be true, but in fact it's a U.S. Department of Agriculture guaranteed rural development loan, and now is your best chance to get one.

Before we get into the details, a bit of background. The USDA provides extremely attractive loans to people in certain rural locations, as an enticement...

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What Happens to Your Mortgage in a Divorce | Money

2. Decide if One Spouse Can Take Over the House Payments

If one spouse wants to keep the home, then they can refinance the home under their own name. In order to do this, they will need to qualify for the refinance with just their income.

It is not wise or advised to trust that your ex will make the mortgage payments. Even if your name's not on the deed, as far as the mortgage company is...

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Student Loan Consolidation: What Are the Pros and Cons ...

Should I Consolidate My Student Loans?

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By Kaitlin Mulhere

November 3, 2016

College students can take out new loans each year they're in school, so by the time graduation comes, it's common to have half a dozen, or more, individual loans. Each of them may have different terms, including interest rates.

Consolidating those loans into a single...

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Related topics : refinance federal student loan consolidation / refinance private student loan consolidation / student loan consolidation refinance / refinance direct consolidation loan / debt consolidation refinance loan

4 Disastrous Retirement Mistakes and How to Avoid Them - Money

4 Disastrous Retirement Mistakes and How to Avoid Them

Mark Smith

November 10, 2014

When Cindy Rogers was offered early retirement at Verizon in 2010, the former technician says she didn't think she could possibly accept. After all, she was only 49.

Then she talked to a financial planner she'd heard of through her union, who assured her she could make it work. So Rogers left Verizon, rolling a...

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Debt Consolidation Tips and Traps to Avoid | Money

6 Debt Consolidation Traps to Avoid

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By Carmen Chai / CreditCards.com

June 3, 2015

When you're drowning in due dates, debt consolidation can sound like a godsend. Your credit cards , line of credit and other loans get consolidated into a lump sum you can tackle at a lower interest rate and with a minimum payment that's manageable. But if you aren't savvy when...

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Related topics : cash out debt consolidation / cash out interest rates / private student loan consolidation companies reviews / student loan consolidation company reviews