Website: http://homeguides.sfgate.com

Rank: 34 / 992

10 selected articles

FHA Cash-Out Refinance Guidelines | Home Guides | SF Gate

Mortgage

FHA Cash-Out Refinance Guidelines

The Federal Housing Administration (FHA) has evolved to fit the ever-changing needs of borrowers since its beginning in 1934. More lenient on credit guidelines than conventional lenders, FHA-insured loans have helped millions of families buy affordable homes with low down payments. FHA has also allowed borrowers to refinance those mortgages to decrease...

Read more

How Do I Refinance a Home to Get Money for Remodeling ...

How Do I Refinance a Home to Get Money for Remodeling Repairs?

Written by Kimberlee Leonard; Updated July 19, 2017

A cash-out home refinance can provide money for remodeling projects.

Related Articles

How to Refinance a Mortgage and Cash Out

Using the equity in your home is an efficient way to access capital without having to tap large sums of savings for home remodeling or repairs. There are...

Read more

Can I Refinance if My Home Value Is Less Than the Loan ...

When your home is worth less than you owe on your loan, you are considered "underwater" on your mortgage. According to survey data from RealtyTrac, 59 percent of mortgage holders say they would not even entertain the idea of walking away from their home if their loan went underwater. If you want to stay in your home and close the gap between the value of your property and your loan, refinancing...

Read more

Can You Get a Home Equity Loan Even If Your House Is Paid ...

Can You Get a Home Equity Loan Even If Your House Is Paid in Full?

Written by Kimberlee Leonard; Updated June 27, 2017

Can You Get a Home Equity Loan Even If Your House Is Paid in Full?

Related Articles

How Do I Apply for a Home Equity Line of Credit With Bad Credit?

Applying and being approved for a home equity loan without an existing mortgage is an ideal situation. As long as you meet the...

Read more

Should I Get a Home Equity Line of Credit or a Second ...

Should I Get a Home Equity Line of Credit or a Second Mortgage?

Written by Grace Keh; Updated June 28, 2017

HEL and HELOC are both secured by your home.

Related Articles

How do I Qualify for a Home Equity Line of Credit?

Both home equity loans and home equity lines of credit are types of second mortgage on your property. Which one you choose depends on how much money you need and how you plan to...

Read more

Home Equity Line of Credit Requirements | Home - SF Gate

A home equity line of credit makes money available when you need it.

Related Articles

Home Equity Line of Credit Qualifications

A home equity line of credit (HELOC) is a revolving line of credit based on the available equity in your home. For approval, lenders conduct full underwriting, making sure your credit, income and debt are aligned with loan requirements. Aside from equity, lenders also...

Read more

Can I Buy a Foreclosure on a Bank Loan ? - Home Guides

You can buy a foreclosure on a bank-loan property.

Related Articles

How Do I Get Prequalified to Buy a Foreclosure?

You can buy foreclosures on bank-owned property, often referred to as a real estate-owned properties (REOs). The type of loan that the bank had on the property might change how you locate, bid on and buy the property. Do your research and conduct as many inspections as possible,...

Read more

Related topics : fha home loan / federal home loan bank / home insurance loan / home buying loan types / bank loan home

Are Home Closing Costs Tax Deductible? - SF Gate

Home closing costs, often called settlement fees or settlement charges, are expensive, but they also come with significant tax benefits. Home purchasers can typically deduct many, if not all, of the settlement charges for the tax year during which they purchase the home. Tax deductible settlement charges include common fees such as property tax, origination fees or points, and prepaid...

Read more

Related topics : home loan closing costs tax deductible / new home loan tax deductions / home purchase loan interest rates / home loan closing cost / mortgage interest rates with points

FHA Appraiser Checklist | Home Guides | SF Gate

What Do FHA Appraisers Look for in a House?

Recent changes to the minimum property standards required by the U.S. Department of Housing and Urban Development (HUD) now make it easier for buyers to get Federal Housing Authority (FHA) financing. FHA primarily inspects properties to identify any health and/or safety related issues. The inspection checklist is a guide to help the FHA appraiser assess...

Read more

Related topics : fha home loan / hud home loan requirements / home loan appraisal value / private home loan lenders / home loan approved

How Long Does It Take Underwriters to Have Everything ...

How Long Does It Take Underwriters to Have Everything Ready for a Mortgage Closing?

Written by Don Rafner; Updated June 27, 2017

You won't get full mortgage approval until underwriting is done.

Related Articles

How Long After All the Papers Are Submitted Does It Take to Close an FHA Loan?

After you apply for a mortgage loan, your lender's underwriting department will verify your gross monthly...

Read more

Related topics : mortgage loan lenders / closed mortgage loan / mortgage loan fha / mortgage closed on credit report